Meet Your Loan Officer

Pat Villano

Senior Loan Officer

NMLS #: 412470

44 Washington Street, Suite 200 Toms River, NJ 08753 732-497-3870 ( Office ) 646-773-0444 ( Cell ) 732-359-1502 (Fax) pvillano@fam1fund.com Apply Now
  • Excellent customer service.


    Donald L Jan 17, 2021
  • Every time i call or text i receive a response back almost instantaneously.


    Anthony V Jan 05, 2021
  • Pat made himself available anytime day, night and weekends to guide me through the loan application process. His level of professionalism and sense of urgency is at a level rarely seen in business today. I would highly recommend using Pat for your mortgage loan needs. You will not be disappointed.


    Andrew B Jan 04, 2021
  • Everything was top notch, no hassle, made everything very understandable and stress free


    Salvatore P Dec 05, 2020
  • Willing to go above and beyond


    Christopher F Dec 05, 2020
  • Working with Pat was very comfortable, he was extremely knowledgeable and professional on one hand and then on the other hand made you feel at ease with being a friend. Family First is a great name for the company because they make you feel like family through the whole process not once did Pat not answer a text or call from me and believe me I called him a lot! Pat got it done.


    Vincent C Nov 21, 2020
  • Everything went smoothly


    Shpetim K Nov 13, 2020
  • best guy


    Joseph K Oct 30, 2020
  • The way he try to make everything get done in a timely fashion on he keeps me updated on a dally bass


    Clayton A Feb 10, 2021
  • I rate pats level if communication very high


    Uanderson B Mar 13, 2021
  • Pat is the kind of individual who will never give up on you. He would make sure you get approved. No matter where Pat is he will contact you n give you an update. In my case Pat was on vacation and yet he responded accordingly to comfort n follow up on my loan when I thought it was going no where. Pat is very hardworking, he always finds a solution. So i would highly recommend Pat to everyone and so should you. Thank you Pat for everything


    Tausif L Mar 13, 2021
  • From start to finish, Pat walked me thru the process with ease.


    William J Apr 24, 2021
  • The whole transaction was a complete mess. 2 weeks out from closing and it became a nightmare!


    Tracy N Apr 27, 2021
  • Pat and his team were very clear on the requirements needed in processing our application. And gave us great confidence in the handling of our file.


    Peter S May 07, 2021
  • Pat Villano has handled several mortgages for my client’s. He always goes above and beyond making himself available to answer questions and throughly explain the mortgage process. It is always a pleasure to work with Pat.


    Konstantina B May 20, 2021
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About Pat

Pat is a Mortgage Banker at Family First Funding LLC and also has ownership interest in Family First Funding Commercial Capital LLC. I started my career in early 2000 as Mortgage Banker an gained outstanding track record in successfully securing and managing multi-million dollar investment loans for nationwide credit worthy residential and commercial borrowers. I also successfully initiate and investigate business opportunities by utilizing proficiency in business methods for capitalizing on corporate and consolidated tax returns to structure right investments for clients. Pat is responsible for handling a wide range of lending services by researching, processing and pooling resources to provide viable solutions and information to financial agencies resulting in many assured multi-million dollar loan closings. Pat is passionate about helping people achieve wealth through homeownership. My experience and strategy has led many families to the enjoyment of the American Dream. I have been able to successfully adjust to the many changes by continually keeping myself up to date on the ever changing lending market. Pat treats each of his clients with respect and dedication. He is eager to help you navigate by Implementing and complying with lending procedures and protocol in compliance with national and local laws for positive results in credit approval.

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